• Compensation to be afforded to domestic workers for occupational injuries and diseases comprises the same benefits payable to all other injured employees. Categories thereof include:
  • Temporary total disablement (where an employee is booked off for 4 months or more, with a maximum period of 24 months payable);
  • Permanent disablement lump sum;
  • Permanent disablement pension.

• Compensation payable to the dependants of Domestic employees who died as a result of injury on duty or occupational disease includes the following:
  • Funeral expenses;
  • Widow’s lump sum award;
  • Widow’s pension award;
  • Child pension award;
  • Partial dependency award;
  • Wholly dependency award.
  • Compensation for orthotics and rehabilitation includes benefits such as bursaries for youth tertiary studies, rehabilitation to return to work, and cover for assistive devices needed during rehabilitation.
  • Medical benefits include medical claims and claims for chronic medication.

Possible difficulties by not registering with the Compensation fund

• If your Domestic Worker gets injured on duty, the treating doctor or hospital will believe they cannot claim from the Compensation Fund and will demand payment from you.
• If you do pay medical costs on behalf of your injured Domestic Worker, you won’t be able to claim back payment from the Compensation Fund;
• If you get caught out, you can be assessed retrospectively and the relatively small amounts that you would have paid every year, will accumulate and attract interest.